Seeking compensation for your losses due to the Camp Fire can be a daunting task, but it can be necessary to begin the recovery process and put your life back on track. It is highly recommended to do your due diligence throughout the claims process – in doing so, you ensure that you are given the compensation you rightfully deserve.
If you or a loved one have been impacted by the Camp Fire, here are some tips to ensure that you are receiving the maximum compensation possible.
Save all your receipts. You can use these to recover incidental costs.
All of your costs following a disastrous wildfire may be compensated if your homeowners’ policy contains additional living expenses or loss of use coverage. This plan can cover any costs associated with food, travel, and temporary housing, but may also compensate you for:
- Mileage traveled
- Any utilities
- Any fees for storage of your belongings
- Laundry
Consult your homeowners’ policy for more information – you may be subject to a cap or a limit as well.
Have your home professionally assessed for damage.
Even if your home has not suffered any burn damage, hire an inspector to do a comprehensive inspection of your property. Many people often overlook the incredibly toxic nature of wildfire smoke and its ability to damage or destroy your belongings in a fire. A licensed contractor will be able to assess the full extent of damage – giving you a detailed, itemized list of property that requires repairs or outright replacements.
Consult all of your insurance options.
Many people file a claim with their homeowners’ policy in the case of a natural disaster and leave it at that, but you may be able to secure more compensation through other policies. This includes:
- Renters Insurance
- Business Insurance
- Automobile Insurance
In situations where natural disasters are involved, all of your policies may be able to assist you in seeking compensation for your losses.
Consider filing a personal injury claim.
Wildfire smoke can be incredibly hazardous – especially to the children or elderly. This toxic smoke contains tiny particulates that can cause a number of symptoms, including:
- Chest pain
- Burning eyes
- Headache
- Pain similar to a sinus infection
- A sore throat
- Exhaustion
- Asthma
Wildfire smoke is also often fortified with particulates from burning houses and buildings, which may contain incredibly toxic materials that can be especially hazardous to those with chronic heart and lung diseases.
If you or a loved one developed a health problem due to the fires, it may be prudent to consider filing a personal injury claim against the responsible party. This can help mitigate any associated healthcare costs.
Secure a wildfire lawyer to help you maximize your claims
Seeking the maximum compensation on your own can add even more stress to an already stressful period. Therefore, it is highly recommended to seek the services of an experienced, knowledgeable wildfire lawyer to assist you in these claims. A qualified wildfire lawyer has the experience to accurately assess your case and determine what exactly is needed to pursue maximum compensation.
Maximizing Compensation Following the Camp Fire
If you or a loved one were impacted by the Camp Fire, please contact Panish | Shea | Ravipudi LLP today to discuss your options. We can take care of all the above duties so that you can focus on your family, helping you secure the compensation you deserve with minimal added stress. Call us today to see how we can help you during this trying time.